{"id":9713,"date":"2024-02-28T09:45:20","date_gmt":"2024-02-28T09:45:20","guid":{"rendered":"https:\/\/www.mouthymoney.co.uk\/?p=9713"},"modified":"2025-03-03T08:56:30","modified_gmt":"2025-03-03T08:56:30","slug":"how-to-save-money-on-motoring-2","status":"publish","type":"post","link":"https:\/\/www.mouthymoney.co.uk\/budgeting\/how-to-save-money-on-motoring-2\/","title":{"rendered":"How to save money on motoring"},"content":{"rendered":"\n

Nick Daws looks at on saving money on motoring costs including lightening your load, driving efficiently, ride sharing, and shopping around for insurance discounts.<\/h3>\n\n\n\n
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Like so much else at the moment, the cost of motoring is rising rapidly.\u00a0<\/p>\n\n\n\n

As well as high fuel prices, drivers have to contend with ever-increasing road taxes, congestion charges, insurance premiums, tolls, repair and servicing bills, and more. And while these costs keep going up, many of us are also having our incomes squeezed.<\/p>\n\n\n\n

Of course, the authorities justify tax and duty rises on the basis that we need to cut pollution and help save the planet. That\u2019s not much consolation, though, when you have to drive to work, get to the doctor\u2019s or hospital, visit elderly relatives, or take the kids to school.<\/p>\n\n\n\n

So today I thought I would share some tips and ideas for cutting your motoring costs…<\/p>\n\n\n\n

Travel light<\/strong><\/h3>\n\n\n\n

The more weight you carry around in your car, the worse the fuel economy is likely to be. So empty your boot as much as possible and remove the roof rack if you\u2019re not using it. The latter will also aid fuel economy by reducing air resistance.<\/p>\n\n\n\n

Check your tyres<\/strong><\/h3>\n\n\n\n

According to the RAC, tyres under inflated by 15 psi – a difference you may not notice visually – can use 6% more fuel. Not only that, under-inflated tyres wear out faster, meaning you will need to replace them sooner. <\/p>\n\n\n\n

You can check your tyre pressure at most filling stations or buy an electric pump. The correct pressure for your tyres will be in the owner\u2019s manual or handbook.<\/p>\n\n\n\n

Drive for fuel economy<\/strong><\/h3>\n\n\n\n

There are lots of ways you can improve the fuel economy of your car. One of the best and simplest is to avoid braking and accelerating sharply. That means reading the road, anticipating changes in gradients and traffic conditions, and making any necessary adjustments in good time.<\/p>\n\n\n\n

Another top tip is to keep your speed moderate. According to government statistics, driving at a steady 50 mph rather than 70 can improve fuel economy by 25%. For most cars the \u2018sweet spot\u2019 for fuel economy is between 50 and 60 mph. Once you get much over this, fuel economy falls rapidly.<\/p>\n\n\n\n

Finally, having lots of electrical devices running – from heating to aircon – can reduce fuel economy as well, especially at lower speeds. So try to keep this to a minimum, without of course compromising your comfort or safety.<\/p>\n\n\n\n

Consider car sharing<\/strong><\/h3>\n\n\n\n

Car sharing can work well if someone else you know is travelling the same route as you, ideally on a regular basis. You can split the fuel costs and (if you both agree) the driving duties. And as fans of Peter Kay\u2019s Car Share will know, you can make new friends and enjoy some stimulating conversations as well!<\/p>\n\n\n\n

For one-off journeys, you could try ride-sharing. The website BlaBlaCar<\/a> lets you search for other drivers who are making a similar journey and have space for you in their car. Alternatively, if you are planning a long journey you can help defray the cost by offering to take one or more paying passengers. Fees are paid in advance via the website, so there is no awkward handing over of cash on the day.<\/p>\n\n\n\n

There are also \u2018car pool\u2019 companies like ZipCar<\/a> that offer members the opportunity to hire a car from their fleet when needed for a modest price. If you only require a car now and then, this could be a cost-effective alternative to owning a car yourself. <\/p>\n\n\n\n

Shop around for motor insurance<\/strong><\/h3>\n\n\n\n

It\u2019s easy to fall into the habit of renewing every year with the same insurer, but there are big savings to be made by shopping around. <\/p>\n\n\n\n

Use a price comparison service such as Go Compare<\/a> or Confused.com<\/a> to get quotes from a range of insurers, therefore. But also check cashback sites such as Top Cashback<\/a> and Quidco<\/a>, which have some great offers too. For example, at the time of writing Quidco have an exclusive offer of up to \u00a370 cashback when you buy car insurance from 1st Central Car Insurance.<\/p>\n\n\n\n

One other top tip is to get a quote for fully comprehensive insurance, even if you normally opt for third party, fire and theft (TPFT). Surprisingly, because of the way insurance companies\u2019 algorithms work, comprehensive insurance often comes out cheaper, even though you are actually getting better cover.<\/p>\n\n\n\n

I hope these tips help you cut your car-related costs in the months ahead. Happy motoring!<\/p>\n\n\n\n

Nick Daws<\/strong> writes for Pounds and Sense<\/a>, a UK personal finance blog aimed especially (though not exclusively) at over-fifties.<\/p>\n\n\n\n

Photo Credits: Pexels<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Nick Daws looks at on saving money on motoring costs including lightening your load, driving efficiently, ride sharing, and shopping around for insurance discounts. Like so much else at the moment, the cost of motoring is rising rapidly.\u00a0 As well as high fuel prices, drivers have to contend with ever-increasing road taxes, congestion charges, insurance…<\/p>\n","protected":false},"author":95,"featured_media":9714,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1341],"tags":[10,65,64],"class_list":["post-9713","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budgeting","tag-car","tag-money","tag-savings"],"yoast_head":"\nHow to save money on motoring - Mouthy Money<\/title>\n<meta name=\"description\" content=\"Nick Daws advises on saving on motoring expenses: lighten your load, drive efficiently, consider sharing, and shop around.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mouthymoney.co.uk\/budgeting\/how-to-save-money-on-motoring-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to save money on motoring - 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