{"id":8430,"date":"2022-11-30T10:56:00","date_gmt":"2022-11-30T10:56:00","guid":{"rendered":"https:\/\/www.mouthymoney.co.uk\/?p=8430"},"modified":"2025-03-03T09:46:05","modified_gmt":"2025-03-03T09:46:05","slug":"debt-to-income-ratio-why-you-should-care","status":"publish","type":"post","link":"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/","title":{"rendered":"Debt-to-income ratio – why you should care"},"content":{"rendered":"\n
\"debt<\/figure>\n\n\n\n

If you\u2019re not a property owner or have no interest in getting on the property ladder, this article may not be for you. <\/p>\n\n\n\n

However, if you want to become a homeowner one day, you\u2019ll want to familiarise yourself with the content of today\u2019s article.<\/p>\n\n\n\n

Your debt-to-income ratio (DTI) is an important term to understand when considering purchasing a home. Your DTI can make it easier or harder for you to qualify for a mortgage, so knowing your DTI can help you better understand how easy, or difficult it\u2019ll be for you to get on the property ladder.<\/p>\n\n\n\n

Put simply, your DTI compares how much of your monthly income goes towards debt, including housing costs, personal loans and credit card<\/a> payments, versus your monthly gross income. It gives lenders an idea of how much money you have to put toward your mortgage and the amount of debt you can handle.<\/p>\n\n\n\n

For example, if your mortgage is \u00a31,400 a month, you have a car loan for \u00a3200 and your credit card debt and other loans equal \u00a3400, your total monthly debt payment is \u00a32,000 (\u00a31,400 + \u00a3200 + \u00a3400 = \u00a32,000). If your gross monthly income is \u00a36,000, then your debt-to-income ratio is 33% (\u00a32,000 is 33% of \u00a36,000).<\/p>\n\n\n\n

<\/a>What is considered a good debt-to-income ratio?<\/strong><\/h2>\n\n\n\n

The lower your DTI, the better. A DTI below 36% is preferable and will help you secure a better rate on your new mortgage because you\u2019ll be perceived as a low-risk borrower able to manage their debts well.<\/p>\n\n\n\n

However, as long as your DTI is below 43%, you should still be able to secure a mortgage, providing there are no other weaknesses in your application, such as a bad credit rating or too many credit applications in recent months.<\/p>\n\n\n\n

If your DTI is above 50%, lenders may be concerned about your ability to manage multiple repayments and will therefore approach your application cautiously.<\/p>\n\n\n\n

<\/a>How to lower your debt-to-income ratio<\/strong><\/h2>\n\n\n\n

If you\u2019ve calculated your DTI and it\u2019s close to or above the 36% optimal DTI, don\u2019t be alarmed; there are things you can do to reduce that percentage. <\/p>\n\n\n\n

It won\u2019t happen overnight, but it is absolutely possible with consistent effort over time. Here are a few things you can do to lower your DTI:<\/p>\n\n\n\n

    \n
  1. Increase the amount you pay monthly toward your debt. In the short-term, you may see your DTI increase, however in the long-term it will go down. Also, these extra payments will help lower your overall debt faster and save you money on interest payments.<\/li>\n\n\n\n
  2. Keep track of your DTI monthly; this helps you see your progress, and watching your DTI fall month-on-month can help you stay motivated to keep paying down your debts.<\/li>\n\n\n\n
  3. Avoid any unnecessary new debt. If you\u2019re trying to reduce your DTI, taking on new debt will not help. If you were planning on making big purchases on credit, pause until you\u2019ve secured your new mortgage.<\/li>\n\n\n\n
  4. Alternatively, you could extend the duration of your loans.\u200d Doing this will reduce your monthly loan payments on the debt. However, it\u2019s important to note that doing this may mean paying a higher interest rate to compensate.<\/li>\n\n\n\n
  5. Addressing your debt is one way to improve your DTI; the other thing to consider is increasing your income. You can do this by securing a higher-paying role or starting a side hustle.<\/li>\n<\/ol>\n\n\n\n

    Photo by Johnson Johnson<\/a> on Unsplash<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

    If you\u2019re not a property owner or have no interest in getting on the property ladder, this article may not be for you. However, if you want to become a homeowner one day, you\u2019ll want to familiarise yourself with the content of today\u2019s article. Your debt-to-income ratio (DTI) is an important term to understand when…<\/p>\n","protected":false},"author":104,"featured_media":8432,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[2],"tags":[86,1159,20,180,65,119,798,64],"class_list":["post-8430","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pensions","tag-debt","tag-debt-to-income-ratio","tag-home","tag-income","tag-money","tag-property","tag-property-ladder","tag-savings"],"yoast_head":"\nDebt-to-Income Ratio: Why It Matters for Your Financial Health<\/title>\n<meta name=\"description\" content=\"Understand the significance of your debt-to-income ratio and its impact on your financial well-being and why managing this ratio is crucial\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Debt-to-Income Ratio: Why It Matters for Your Financial Health\" \/>\n<meta property=\"og:description\" content=\"Understand the significance of your debt-to-income ratio and its impact on your financial well-being and why managing this ratio is crucial\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/\" \/>\n<meta property=\"og:site_name\" content=\"Mouthy Money\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/mouthymoney\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/groups\/460264804924979\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-11-30T10:56:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-03T09:46:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2022\/11\/johnson-johnson-U6Q6zVDgmSs-unsplash-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1920\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tolu Frimpong\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/tolufrimpong\" \/>\n<meta name=\"twitter:site\" content=\"@mouthymoney\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tolu Frimpong\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":[\"Article\",\"BlogPosting\"],\"@id\":\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/\"},\"author\":{\"name\":\"Tolu Frimpong\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#\/schema\/person\/af27adb5d0dbf9759f2d92a32e533255\"},\"headline\":\"Debt-to-income ratio – why you should care\",\"datePublished\":\"2022-11-30T10:56:00+00:00\",\"dateModified\":\"2025-03-03T09:46:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/\"},\"wordCount\":561,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2022\/11\/johnson-johnson-U6Q6zVDgmSs-unsplash-scaled.jpg\",\"keywords\":[\"debt\",\"debt to income ratio\",\"home\",\"income\",\"money\",\"property\",\"property ladder\",\"savings\"],\"articleSection\":[\"Pensions\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/\",\"url\":\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/\",\"name\":\"Debt-to-Income Ratio: Why It Matters for Your Financial Health\",\"isPartOf\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2022\/11\/johnson-johnson-U6Q6zVDgmSs-unsplash-scaled.jpg\",\"datePublished\":\"2022-11-30T10:56:00+00:00\",\"dateModified\":\"2025-03-03T09:46:05+00:00\",\"description\":\"Understand the significance of your debt-to-income ratio and its impact on your financial well-being and why managing this ratio is crucial\",\"breadcrumb\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#primaryimage\",\"url\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2022\/11\/johnson-johnson-U6Q6zVDgmSs-unsplash-scaled.jpg\",\"contentUrl\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2022\/11\/johnson-johnson-U6Q6zVDgmSs-unsplash-scaled.jpg\",\"width\":2560,\"height\":1920,\"caption\":\"debt to income ratio\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.mouthymoney.co.uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Debt-to-income ratio – why you should care\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#website\",\"url\":\"https:\/\/www.mouthymoney.co.uk\/\",\"name\":\"Mouthy Money\",\"description\":\"Build wealth\",\"publisher\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.mouthymoney.co.uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#organization\",\"name\":\"Mouthy Money\",\"url\":\"https:\/\/www.mouthymoney.co.uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2016\/04\/Facebook-Profile-Picture-4.png\",\"contentUrl\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2016\/04\/Facebook-Profile-Picture-4.png\",\"width\":361,\"height\":360,\"caption\":\"Mouthy Money\"},\"image\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/mouthymoney\/\",\"https:\/\/x.com\/mouthymoney\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#\/schema\/person\/af27adb5d0dbf9759f2d92a32e533255\",\"name\":\"Tolu Frimpong\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2022\/01\/IMG_1654-min-2-100x100.jpg\",\"contentUrl\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2022\/01\/IMG_1654-min-2-100x100.jpg\",\"caption\":\"Tolu Frimpong\"},\"description\":\"Tolu is a Money Coach and Content Creator, passionate about helping others break the payday-to-payday cycle and achieve their financial goals, through the power of intentional budgeting, saving and investing. When she\u2019s not talking about money you can find her spending time with her 3 boisterous boys.\",\"sameAs\":[\"https:\/\/tolufrimpong.com\/\",\"https:\/\/www.facebook.com\/groups\/460264804924979\/\",\"https:\/\/www.instagram.com\/tolufrimpong\/\",\"https:\/\/x.com\/https:\/\/twitter.com\/tolufrimpong\",\"https:\/\/www.youtube.com\/channel\/UCbwNV5v84K5s7_YQc4IJSnA\"],\"url\":\"https:\/\/www.mouthymoney.co.uk\/author\/tolu-frimpong\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Debt-to-Income Ratio: Why It Matters for Your Financial Health","description":"Understand the significance of your debt-to-income ratio and its impact on your financial well-being and why managing this ratio is crucial","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/","og_locale":"en_GB","og_type":"article","og_title":"Debt-to-Income Ratio: Why It Matters for Your Financial Health","og_description":"Understand the significance of your debt-to-income ratio and its impact on your financial well-being and why managing this ratio is crucial","og_url":"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/","og_site_name":"Mouthy Money","article_publisher":"https:\/\/www.facebook.com\/mouthymoney\/","article_author":"https:\/\/www.facebook.com\/groups\/460264804924979\/","article_published_time":"2022-11-30T10:56:00+00:00","article_modified_time":"2025-03-03T09:46:05+00:00","og_image":[{"width":2560,"height":1920,"url":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2022\/11\/johnson-johnson-U6Q6zVDgmSs-unsplash-scaled.jpg","type":"image\/jpeg"}],"author":"Tolu Frimpong","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/tolufrimpong","twitter_site":"@mouthymoney","twitter_misc":{"Written by":"Tolu Frimpong","Estimated reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["Article","BlogPosting"],"@id":"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#article","isPartOf":{"@id":"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/"},"author":{"name":"Tolu Frimpong","@id":"https:\/\/www.mouthymoney.co.uk\/#\/schema\/person\/af27adb5d0dbf9759f2d92a32e533255"},"headline":"Debt-to-income ratio – why you should care","datePublished":"2022-11-30T10:56:00+00:00","dateModified":"2025-03-03T09:46:05+00:00","mainEntityOfPage":{"@id":"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/"},"wordCount":561,"commentCount":0,"publisher":{"@id":"https:\/\/www.mouthymoney.co.uk\/#organization"},"image":{"@id":"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#primaryimage"},"thumbnailUrl":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2022\/11\/johnson-johnson-U6Q6zVDgmSs-unsplash-scaled.jpg","keywords":["debt","debt to income ratio","home","income","money","property","property ladder","savings"],"articleSection":["Pensions"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/","url":"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/","name":"Debt-to-Income Ratio: Why It Matters for Your Financial Health","isPartOf":{"@id":"https:\/\/www.mouthymoney.co.uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#primaryimage"},"image":{"@id":"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#primaryimage"},"thumbnailUrl":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2022\/11\/johnson-johnson-U6Q6zVDgmSs-unsplash-scaled.jpg","datePublished":"2022-11-30T10:56:00+00:00","dateModified":"2025-03-03T09:46:05+00:00","description":"Understand the significance of your debt-to-income ratio and its impact on your financial well-being and why managing this ratio is crucial","breadcrumb":{"@id":"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#primaryimage","url":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2022\/11\/johnson-johnson-U6Q6zVDgmSs-unsplash-scaled.jpg","contentUrl":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2022\/11\/johnson-johnson-U6Q6zVDgmSs-unsplash-scaled.jpg","width":2560,"height":1920,"caption":"debt to income ratio"},{"@type":"BreadcrumbList","@id":"https:\/\/www.mouthymoney.co.uk\/pensions\/debt-to-income-ratio-why-you-should-care\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.mouthymoney.co.uk\/"},{"@type":"ListItem","position":2,"name":"Debt-to-income ratio – why you should care"}]},{"@type":"WebSite","@id":"https:\/\/www.mouthymoney.co.uk\/#website","url":"https:\/\/www.mouthymoney.co.uk\/","name":"Mouthy Money","description":"Build wealth","publisher":{"@id":"https:\/\/www.mouthymoney.co.uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.mouthymoney.co.uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.mouthymoney.co.uk\/#organization","name":"Mouthy Money","url":"https:\/\/www.mouthymoney.co.uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.mouthymoney.co.uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2016\/04\/Facebook-Profile-Picture-4.png","contentUrl":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2016\/04\/Facebook-Profile-Picture-4.png","width":361,"height":360,"caption":"Mouthy Money"},"image":{"@id":"https:\/\/www.mouthymoney.co.uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/mouthymoney\/","https:\/\/x.com\/mouthymoney"]},{"@type":"Person","@id":"https:\/\/www.mouthymoney.co.uk\/#\/schema\/person\/af27adb5d0dbf9759f2d92a32e533255","name":"Tolu Frimpong","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.mouthymoney.co.uk\/#\/schema\/person\/image\/","url":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2022\/01\/IMG_1654-min-2-100x100.jpg","contentUrl":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2022\/01\/IMG_1654-min-2-100x100.jpg","caption":"Tolu Frimpong"},"description":"Tolu is a Money Coach and Content Creator, passionate about helping others break the payday-to-payday cycle and achieve their financial goals, through the power of intentional budgeting, saving and investing. When she\u2019s not talking about money you can find her spending time with her 3 boisterous boys.","sameAs":["https:\/\/tolufrimpong.com\/","https:\/\/www.facebook.com\/groups\/460264804924979\/","https:\/\/www.instagram.com\/tolufrimpong\/","https:\/\/x.com\/https:\/\/twitter.com\/tolufrimpong","https:\/\/www.youtube.com\/channel\/UCbwNV5v84K5s7_YQc4IJSnA"],"url":"https:\/\/www.mouthymoney.co.uk\/author\/tolu-frimpong\/"}]}},"_links":{"self":[{"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/posts\/8430","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/users\/104"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/comments?post=8430"}],"version-history":[{"count":0,"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/posts\/8430\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/media\/8432"}],"wp:attachment":[{"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/media?parent=8430"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/categories?post=8430"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/tags?post=8430"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}