{"id":10631,"date":"2025-03-06T11:58:56","date_gmt":"2025-03-06T11:58:56","guid":{"rendered":"https:\/\/www.mouthymoney.co.uk\/?p=10631"},"modified":"2025-03-27T13:52:08","modified_gmt":"2025-03-27T13:52:08","slug":"how-to-invest-like-a-pro","status":"publish","type":"post","link":"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/","title":{"rendered":"How to invest like a pro"},"content":{"rendered":"\n

Editor Edmund Greaves breaks down how to invest like a pro – strategically, safely, and successfully – without needing a fortune or a finance degree.<\/h3>\n\n\n\n
\"\"<\/figure>\n\n\n\n

For many in the UK, the idea of investing like a professional conjures images of sharp-suited traders hunched over screens, shouting orders, or hedge fund moguls sipping champagne on private yachts.<\/p>\n\n\n\n

While the glamour might appeal, the reality is that professional investing isn\u2019t about reckless gambles or insider secrets – it\u2019s about discipline, strategy, and a clear-eyed approach to risk.<\/p>\n\n\n\n

The good news? You don\u2019t need a City of London office or a seven-figure salary to adopt their methods.<\/p>\n\n\n\n

Here\u2019s how everyday Brits can invest with a professional mindset, while keeping it safe, legal, and suited to their personal finances.<\/p>\n\n\n\n

The professional mindset<\/strong><\/h3>\n\n\n\n

Focus on goals and have patience. <\/strong>Professional investors don\u2019t dive into markets blindly. They begin with a plan.<\/p>\n\n\n\n

For you, that means defining what you\u2019re investing for. It could be retirement, a house deposit, or your kids\u2019 education. Consider how long you\u2019ve got to get there. Time horizon is key. A 25-year-old saving for retirement can afford to weather market dips, while someone nearing 60 might prioritise stability.<\/p>\n\n\n\n

Patience is the pros\u2019 secret weapon. They don\u2019t chase hot tips from Reddit forums or panic-sell when headlines scream \u201ccrash\u201d. Instead, they think in years, not days.<\/p>\n\n\n\n

Take the FTSE 100: despite short-term wobbles – like the 14% drop in 2020 – it\u2019s historically delivered an average annual return of around 7% with dividends reinvested. The lesson? Define your goal, set your timeline, then find investments that match those factors.<\/p>\n\n\n\n

Build a diversified portfolio<\/strong><\/h3>\n\n\n\n

If there\u2019s one rule pros swear by, it\u2019s diversification. In practice, this means spreading your money across different asset classes including stocks, bonds and other types of investment including property. Doing so can reduce the sting if one sector sees values fall.<\/p>\n\n\n\n

Imagine putting all your cash into a single UK bank stock in 2008, only to watch the financial crisis shred its value. Now imagine owning a mix of shares, government bonds and a global equity fund. The damage is cushioned.<\/p>\n\n\n\n

For UK investors, a simple way to diversify is through low-cost index funds or exchange-traded funds (ETFs). A fund tracking the FTSE All-Share gives you a slice of hundreds of British companies, from BP to Unilever, for a tiny annual fee\u2014often under 0.2%.<\/p>\n\n\n\n

Want global exposure? An ETF like the Vanguard FTSE All-World spreads your money across thousands of companies worldwide, including tech giants like Apple and emerging market players. Broad exposure – minimal effort.<\/p>\n\n\n\n

Master risk management<\/strong><\/h3>\n\n\n\n

Professionals don\u2019t avoid risk\u2014they manage it. That starts with understanding your own tolerance. Can you sleep at night if your portfolio drops 20% in a month? If not, dial back on volatile assets like small-cap stocks and lean into safer bets like gilts (UK government bonds), which offer steady, if unspectacular, returns.<\/p>\n\n\n\n

Another pro move is the \u201cemergency fund\u201d. Before investing a penny, stash three to six months\u2019 worth of living expenses in an easy-access savings account. The best options in February 2025 offer around 4-5% interest\u2014think high-street names like Nationwide or online banks like Marcus. This cushion means you won\u2019t be forced to sell investments at a loss if life throws a curveball.<\/p>\n\n\n\n

Position sizing is another tactic to borrow. Pros rarely bet the farm on one idea. A rule of thumb: limit any single stock to 5-10% of your portfolio. That way, if a company flops\u2014like when Rolls-Royce shares plunged 60% in 2020\u2014you\u2019re bruised, not broken.<\/p>\n\n\n\n

Use tax-efficient options<\/strong><\/h3>\n\n\n\n

The UK tax system hands investors a gift: Individual Savings Accounts (ISAs). Pros max these out because every penny of growth is tax-free. In the 2025\/26 tax year, you can invest up to \u00a320,000 in a Stocks and Shares ISA. Platforms like Hargreaves Lansdown or AJ Bell make it easy to set up, offering ready-made portfolios if you\u2019re not confident picking funds yourself.<\/p>\n\n\n\n

For longer-term goals, a Self-Invested Personal Pension (SIPP) is another pro favourite. Contributions get tax relief. Put in \u00a380, and HMRC tops it up to \u00a3100 if you\u2019re a basic-rate taxpayer. Higher-rate payers get an even more generous 40% relief.<\/p>\n\n\n\n

The catch? You can\u2019t touch it until 55 (rising to 57 soon). Still, it\u2019s a powerful tool for building wealth legally and efficiently.<\/p>\n\n\n\n

Research like a pro<\/strong><\/p>\n\n\n\n

Professional investors dig into data, be it from company earnings, economic trends and reports, or management track records. You can too.<\/p>\n\n\n\n

Publicly available information is everywhere online: annual reports on company websites, analysis from the Financial Times, or free tools like Yahoo Finance. For funds, check the \u2018fact sheet\u2019 for performance history and fees.<\/p>\n\n\n\n

Avoid hype. If a mate swears by a \u2018can\u2019t lose\u2019 biotech stock or crypto coin, tread carefully. Pros don\u2019t touch what they don\u2019t understand\u2014and neither should you.<\/p>\n\n\n\n

Keep costs low<\/strong><\/h3>\n\n\n\n

Pros obsess over fees because fees eat returns. A 1% annual charge might sound small, but over 20 years, it could siphon \u00a320,000 from a \u00a3100,000 pot. Opt for platforms with low buying and selling costs and funds with rock-bottom expense ratios.<\/p>\n\n\n\n

Be aware though, as often platform fees will be a percentage of your portfolio \u2013 great if you\u2019ve got a small pot, but can become very expensive once it increases in size. For those with larger holdings, a flat-fee platform such as interactive investor might be preferable.<\/p>\n\n\n\n

To do comparisons some great resources include Compare and Invest<\/a> or Investing Insiders<\/a>.<\/p>\n\n\n\n

Stay disciplined<\/strong><\/h3>\n\n\n\n

Finally, pros automate their investing. Set up a monthly direct debit into your ISA or SIPP, and let \u2018pound-cost aver<\/p>\n\n\n\n

aging\u2019 smooth out market bumps\u2014buying more when prices dip, less when they soar. And never, ever dabble in anything sketchy like unregulated schemes promising \u2018guaranteed\u2019 riches and returns.<\/p>\n\n\n\n

The city watchdog the Financial Conduct Authority (FCA) (fca.org.uk) has an online scam checker<\/a> – use it.<\/p>\n\n\n\n

Investing like a pro isn\u2019t about bravado or shortcuts. It\u2019s about planning, diversifying, managing risk, and keeping costs and emotions in check. Start small, stay consistent, and over time, you\u2019ll build wealth the way the experts do: steadily, safely, and smartly.<\/p>\n\n\n\n

Disclaimer: This article is for information purposes only. All investing carries risk and you can lose money. Mouthy Money is not a financial adviser. Please consult one if in doubt.<\/em><\/p>\n\n\n\n

Photo credits: pexels<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Editor Edmund Greaves breaks down how to invest like a pro – strategically, safely, and successfully – without needing a fortune or a finance degree. For many in the UK, the idea of investing like a professional conjures images of sharp-suited traders hunched over screens, shouting orders, or hedge fund moguls sipping champagne on private…<\/p>\n","protected":false},"author":66,"featured_media":10637,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[4],"tags":[1342,123,65],"class_list":["post-10631","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","tag-how-to-invest","tag-investing","tag-money"],"yoast_head":"\nHow to invest like a pro - Mouthy Money<\/title>\n<meta name=\"description\" content=\"Editor Edmund Greaves breaks down how to invest like a pro\u2014strategically, safely, and successfully\u2014without needing a fortune.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to invest like a pro - Mouthy Money\" \/>\n<meta property=\"og:description\" content=\"Editor Edmund Greaves breaks down how to invest like a pro\u2014strategically, safely, and successfully\u2014without needing a fortune.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/\" \/>\n<meta property=\"og:site_name\" content=\"Mouthy Money\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/mouthymoney\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-06T11:58:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-27T13:52:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2025\/03\/pexels-anna-nekrashevich-6801647-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1837\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Edmund Greaves\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/edgreav\" \/>\n<meta name=\"twitter:site\" content=\"@mouthymoney\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Edmund Greaves\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/\"},\"author\":{\"name\":\"Edmund Greaves\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#\/schema\/person\/e079b8b84ba0a781b14f6cd084f87004\"},\"headline\":\"How to invest like a pro\",\"datePublished\":\"2025-03-06T11:58:56+00:00\",\"dateModified\":\"2025-03-27T13:52:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/\"},\"wordCount\":1065,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2025\/03\/pexels-anna-nekrashevich-6801647-scaled.jpg\",\"keywords\":[\"how to invest\",\"investing\",\"money\"],\"articleSection\":[\"Investing\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/\",\"url\":\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/\",\"name\":\"How to invest like a pro - Mouthy Money\",\"isPartOf\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2025\/03\/pexels-anna-nekrashevich-6801647-scaled.jpg\",\"datePublished\":\"2025-03-06T11:58:56+00:00\",\"dateModified\":\"2025-03-27T13:52:08+00:00\",\"description\":\"Editor Edmund Greaves breaks down how to invest like a pro\u2014strategically, safely, and successfully\u2014without needing a fortune.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#primaryimage\",\"url\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2025\/03\/pexels-anna-nekrashevich-6801647-scaled.jpg\",\"contentUrl\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2025\/03\/pexels-anna-nekrashevich-6801647-scaled.jpg\",\"width\":2560,\"height\":1837},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.mouthymoney.co.uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to invest like a pro\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#website\",\"url\":\"https:\/\/www.mouthymoney.co.uk\/\",\"name\":\"Mouthy Money\",\"description\":\"Build wealth\",\"publisher\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.mouthymoney.co.uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#organization\",\"name\":\"Mouthy Money\",\"url\":\"https:\/\/www.mouthymoney.co.uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2016\/04\/Facebook-Profile-Picture-4.png\",\"contentUrl\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2016\/04\/Facebook-Profile-Picture-4.png\",\"width\":361,\"height\":360,\"caption\":\"Mouthy Money\"},\"image\":{\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/mouthymoney\/\",\"https:\/\/x.com\/mouthymoney\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#\/schema\/person\/e079b8b84ba0a781b14f6cd084f87004\",\"name\":\"Edmund Greaves\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.mouthymoney.co.uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2020\/04\/ed-author-pic-100x100.jpeg\",\"contentUrl\":\"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2020\/04\/ed-author-pic-100x100.jpeg\",\"caption\":\"Edmund Greaves\"},\"description\":\"Edmund Greaves is editor of Mouthy Money and host of the Mouthy Money podcast. Formerly deputy editor of Moneywise magazine, he has worked in journalism for over a decade in politics, travel and now money.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/edmund-greaves-a7208330\/\",\"https:\/\/x.com\/https:\/\/twitter.com\/edgreav\"],\"url\":\"https:\/\/www.mouthymoney.co.uk\/author\/edmund-greaves\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to invest like a pro - Mouthy Money","description":"Editor Edmund Greaves breaks down how to invest like a pro\u2014strategically, safely, and successfully\u2014without needing a fortune.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/","og_locale":"en_GB","og_type":"article","og_title":"How to invest like a pro - Mouthy Money","og_description":"Editor Edmund Greaves breaks down how to invest like a pro\u2014strategically, safely, and successfully\u2014without needing a fortune.","og_url":"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/","og_site_name":"Mouthy Money","article_publisher":"https:\/\/www.facebook.com\/mouthymoney\/","article_published_time":"2025-03-06T11:58:56+00:00","article_modified_time":"2025-03-27T13:52:08+00:00","og_image":[{"width":2560,"height":1837,"url":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2025\/03\/pexels-anna-nekrashevich-6801647-scaled.jpg","type":"image\/jpeg"}],"author":"Edmund Greaves","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/edgreav","twitter_site":"@mouthymoney","twitter_misc":{"Written by":"Edmund Greaves","Estimated reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#article","isPartOf":{"@id":"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/"},"author":{"name":"Edmund Greaves","@id":"https:\/\/www.mouthymoney.co.uk\/#\/schema\/person\/e079b8b84ba0a781b14f6cd084f87004"},"headline":"How to invest like a pro","datePublished":"2025-03-06T11:58:56+00:00","dateModified":"2025-03-27T13:52:08+00:00","mainEntityOfPage":{"@id":"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/"},"wordCount":1065,"commentCount":0,"publisher":{"@id":"https:\/\/www.mouthymoney.co.uk\/#organization"},"image":{"@id":"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#primaryimage"},"thumbnailUrl":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2025\/03\/pexels-anna-nekrashevich-6801647-scaled.jpg","keywords":["how to invest","investing","money"],"articleSection":["Investing"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/","url":"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/","name":"How to invest like a pro - Mouthy Money","isPartOf":{"@id":"https:\/\/www.mouthymoney.co.uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#primaryimage"},"image":{"@id":"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#primaryimage"},"thumbnailUrl":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2025\/03\/pexels-anna-nekrashevich-6801647-scaled.jpg","datePublished":"2025-03-06T11:58:56+00:00","dateModified":"2025-03-27T13:52:08+00:00","description":"Editor Edmund Greaves breaks down how to invest like a pro\u2014strategically, safely, and successfully\u2014without needing a fortune.","breadcrumb":{"@id":"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#primaryimage","url":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2025\/03\/pexels-anna-nekrashevich-6801647-scaled.jpg","contentUrl":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2025\/03\/pexels-anna-nekrashevich-6801647-scaled.jpg","width":2560,"height":1837},{"@type":"BreadcrumbList","@id":"https:\/\/www.mouthymoney.co.uk\/investing\/how-to-invest-like-a-pro\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.mouthymoney.co.uk\/"},{"@type":"ListItem","position":2,"name":"How to invest like a pro"}]},{"@type":"WebSite","@id":"https:\/\/www.mouthymoney.co.uk\/#website","url":"https:\/\/www.mouthymoney.co.uk\/","name":"Mouthy Money","description":"Build wealth","publisher":{"@id":"https:\/\/www.mouthymoney.co.uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.mouthymoney.co.uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.mouthymoney.co.uk\/#organization","name":"Mouthy Money","url":"https:\/\/www.mouthymoney.co.uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.mouthymoney.co.uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2016\/04\/Facebook-Profile-Picture-4.png","contentUrl":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2016\/04\/Facebook-Profile-Picture-4.png","width":361,"height":360,"caption":"Mouthy Money"},"image":{"@id":"https:\/\/www.mouthymoney.co.uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/mouthymoney\/","https:\/\/x.com\/mouthymoney"]},{"@type":"Person","@id":"https:\/\/www.mouthymoney.co.uk\/#\/schema\/person\/e079b8b84ba0a781b14f6cd084f87004","name":"Edmund Greaves","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.mouthymoney.co.uk\/#\/schema\/person\/image\/","url":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2020\/04\/ed-author-pic-100x100.jpeg","contentUrl":"https:\/\/www.mouthymoney.co.uk\/wp-content\/uploads\/2020\/04\/ed-author-pic-100x100.jpeg","caption":"Edmund Greaves"},"description":"Edmund Greaves is editor of Mouthy Money and host of the Mouthy Money podcast. Formerly deputy editor of Moneywise magazine, he has worked in journalism for over a decade in politics, travel and now money.","sameAs":["https:\/\/www.linkedin.com\/in\/edmund-greaves-a7208330\/","https:\/\/x.com\/https:\/\/twitter.com\/edgreav"],"url":"https:\/\/www.mouthymoney.co.uk\/author\/edmund-greaves\/"}]}},"_links":{"self":[{"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/posts\/10631","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/users\/66"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/comments?post=10631"}],"version-history":[{"count":0,"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/posts\/10631\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/media\/10637"}],"wp:attachment":[{"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/media?parent=10631"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/categories?post=10631"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mouthymoney.co.uk\/wp-json\/wp\/v2\/tags?post=10631"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}