{"id":10468,"date":"2024-11-20T11:17:10","date_gmt":"2024-11-20T11:17:10","guid":{"rendered":"https:\/\/www.mouthymoney.co.uk\/?p=10468"},"modified":"2025-03-03T08:20:50","modified_gmt":"2025-03-03T08:20:50","slug":"can-we-take-our-family-holiday-in-term-time-to-save-money","status":"publish","type":"post","link":"https:\/\/www.mouthymoney.co.uk\/questions\/can-we-take-our-family-holiday-in-term-time-to-save-money\/","title":{"rendered":"Can we take our family holiday in term time to save money?"},"content":{"rendered":"\n

Mouthy Money Your Questions Answered panelist, Kara Gammell, answers a reader\u2019s question on the potential consequences of taking a child out of school to go on a family holiday. <\/h3>\n\n\n\n
\"It\u2019s<\/figure>\n\n\n\n


Q Is it worth taking a term time family holiday with our children as I can’t afford it during the holidays?\u00a0<\/strong><\/p>\n\n\n\n

A <\/strong>As a money expert and a mother, I fully understand the financial pressures many families face when planning holidays.\u202f\u00a0<\/p>\n\n\n\n

While prices of travel and accommodation are often significantly lower during term times, it\u2019s important to weigh the potential educational impact and any fines or penalties that might be imposed by the school. <\/p>\n\n\n\n

If you take a term time family holiday without the school\u2019s permission, you can be fined. The fine is typically \u00a380 per parent per child, which increases to \u00a3160 if not paid within 21 days.\u00a0<\/p>\n\n\n\n

What\u2019s more, persistent unauthorised absences can lead to more severe consequences, including prosecution. If found guilty, you could face a fine of up to \u00a32,500, a community order, or even a jail sentence of up to three months. <\/p>\n\n\n\n

Beyond legal implications, consider the potential impact on your child\u2019s education. Missing school for a family holiday can affect their learning and progress, which might have long-term consequences.\u00a0<\/p>\n\n\n\n

Luckily, there are few additional ways for families to travel without breaking the bank, even when schools have broken up. <\/p>\n\n\n\n

\n

Ask our experts your money questions<\/a><\/p>\n<\/blockquote>\n\n\n\n

One way is to use AI to help you find the most affordable trip for your money. <\/p>\n\n\n\n

AI, or Artificial Intelligence, helps computers perform tasks that usually require human intelligence \u2013 and using it to plan your vacation is easier than you\u2019d think. <\/p>\n\n\n\n

If you think of AI as a smart assistant \u2013 or your own travel agent – you can enter prompts that mean it can analyse historical\u202fprice data to predict future prices, giving you a heads up on the best deals. <\/p>\n\n\n\n

It can also suggest cheaper travel destinations that you might not have considered by considering your local airport, preferences \u2013 such as climate, activities, culture and, most importantly, your budget.\u202f\u00a0<\/p>\n\n\n\n

Here is an example of a prompt to type into Chat GPT or whichever AI you prefer. You can tailor the details to meet your preferences:\u202f <\/p>\n\n\n\n

\u201cYou are my travel agent.\u202fGive me five ideas for an August holiday destination. I would like these locations to have temperatures of between 25 and 30 degrees Celsius during August. <\/p>\n\n\n\n

“I will be traveling in a group with two children and two adults.\u202f We enjoy things like swimming, beaches, and theme parks. All in, we would like to spend less than \u00a31,500 amount for seven days. Ask me five questions that would help you do a better job of helping me pick a place.\u201d\u00a0<\/p>\n\n\n\n

Then it should help you by suggesting holidays that suit your requirements.  <\/p>\n\n\n\n

Another way to help make travelling more affordably is to bulk up your holiday budget and sign up for a cashback website such as\u202fQuidco.com\u202fto save money all year round. <\/p>\n\n\n\n

Here, product providers and retailers pay commission when shoppers click on their links. In turn, the cashback website rebates some of this commission to you.\u202f <\/p>\n\n\n\n

I recently paid for a weekend getaway in Paris with my daughter with my Quidco earnings and it made a massive impact on the cost of our trip. <\/p>\n\n\n\n

If you are unable to pay for your holiday in one go, a 0% purchase credit card could help you to spread the cost of your holiday interest-free over several months. <\/p>\n\n\n\n

However, you\u2019ll need to make sure your credit limit stretches to your holiday requirements and avoid spending more than you can afford to pay back. Try to clear your balance before the 0% deal ends and interest kicks in. <\/p>\n\n\n\n

Keep in mind you\u2019ll need a good credit score to qualify for the most competitive credit cards. <\/p>\n\n\n\n

When it comes to a term time family holiday, I know many parents feel like we are stuck between a rock and a hard place, but with thoughtful planning and the right resources, you may be able to have the best of both worlds.\u00a0<\/p>\n\n\n

\n
\"\"<\/figure><\/div>\n\n\n

Kara Gammell is an award-winning financial journalist with nearly two decades of experience writing for national newspapers and magazines such as the Daily Telegraph, the Sunday Times, Good Housekeeping, the Metro, the Independent, the Guardian, the Observer, Marie Claire, the Sun, and Cosmopolitan. Kara is the founder of a money-saving blog Your Best Friend’s Guide to Cash, which promises to help you get more bang for your buck, no matter what your budget. Her first book, Your Best Friend\u2019s Guide to Cash: Eight Things Every Woman Needs to Know About Money, was published by Harriman House in 2014. Her latest book, Bargain Hunter: Easy hacks and tips to save money every day will be published by Headline Publishing in January 2025.  <\/em> <\/p>\n\n\n\n

Photo credits: Pexels<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Mouthy Money Your Questions Answered panelist, Kara Gammell, answers a reader\u2019s question on the potential consequences of taking a child out of school to go on a family holiday.  Q Is it worth taking a term time family holiday with our children as I can’t afford it during the holidays?\u00a0 A As a money expert…<\/p>\n","protected":false},"author":119,"featured_media":10469,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1341,679],"tags":[313,52,248,65,64,1299],"class_list":["post-10468","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budgeting","category-questions","tag-childcare","tag-family","tag-holidays","tag-money","tag-savings","tag-winter"],"yoast_head":"\nCan we take our family holiday in term time to save money? 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